Income Tax Calculator Malaysia 2025 – Free & Accurate
Estimate your Malaysian income tax instantly using the latest LHDN rates and reliefs for the 2025 Year of Assessment.
Calculate My Tax NowMalaysia Income Tax Calculator 2025
Enter your details to estimate your tax instantly.
Your Tax Summary
RM 0.00
Tax Breakdown by Bracket
Rates updated: September 2025. This calculator is for estimation only. Please consult LHDN or a tax professional for official advice.
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Why Use Our Malaysia Tax Calculator?
Latest 2025 Tax Rates
Calculations are based on the newest tax brackets and reliefs announced by LHDN.
Fast & Transparent
Get an instant, reliable estimate and see a full breakdown of your tax calculation.
Free & Secure
Our tool is 100% free. We do not store any of your personal financial data.
Expert Reviewed
The logic and rates have been verified by Malaysian tax professionals for accuracy.
2025 Income Tax Rates (Resident)
| Chargeable Income (RM) | Calculation | Tax Rate (%) |
|---|---|---|
| 0 – 5,000 | On the first 5,000 | 0 |
| 5,001 – 20,000 | On the next 15,000 | 1 |
| 20,001 – 35,000 | On the next 15,000 | 3 |
| 35,001 – 50,000 | On the next 15,000 | 6 |
| 50,001 – 70,000 | On the next 20,000 | 11 |
| 70,001 – 100,000 | On the next 30,000 | 19 |
| 100,001 – 230,000 | On the next 130,000 | 21 |
| 230,001 – 400,000 | On the next 170,000 | 25 |
| 400,001 – 600,000 | On the next 200,000 | 26 |
| 600,001 – 1,000,000 | On the next 400,000 | 28 |
| Over 1,000,000 | On every subsequent RM | 30 |
Top Tax Reliefs 2025
- Self & Dependent RM9,000
- EPF Contribution Up to RM4,000
- Life Insurance Up to RM3,000
- Medical Insurance Up to RM3,000
- Lifestyle Up to RM2,500
- Education Fees (Self) Up to RM7,000
How We Calculate Your Malaysian Income Tax
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Aggregate Income
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Apply Reliefs & Deductions
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Get Chargeable Income
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Apply Tax Brackets
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Subtract Rebates
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Final Tax Payable
Tips to Reduce Your Malaysia Income Tax Legally
- Maximize your lifestyle relief by claiming for books, internet bills, and sports equipment.
- Contribute to EPF and private retirement schemes (PRS) to claim up to the maximum relief.
- Claim medical expenses for yourself, spouse, or parents, including full medical check-ups.
- Make donations to approved institutions to get a deduction from your aggregate income.
- Consider joint vs. separate tax filing if you are married to see which option is more beneficial.
Reviewed for Accuracy by Tax Professionals
To ensure our calculations are accurate and reliable, we have our tool’s logic and tax rates verified by qualified Malaysian tax professionals.
Ahmad bin Abdullah
Chartered Accountant (MIA)
“This is a reliable tool for Malaysians to get a quick and clear estimate for their financial planning. The inclusion of key reliefs is essential.”
Chen Wei Li
Licensed Tax Agent
“Accuracy is key in tax, and this calculator correctly models the progressive tax brackets. It’s a great starting point before filing.”
Page last updated: September 2025
Malaysia Income Tax Calculator FAQs
For non-residents, income tax is generally charged at a flat rate of 30%. Our calculator has a toggle for this. However, non-resident tax rules can be complex, so this should be used as a preliminary estimate only.
You can claim various reliefs such as personal relief (RM9,000), lifestyle, medical, EPF, and more. This calculator includes the most common ones. For a complete list, please refer to our full Tax Relief Guide or the official LHDN website.
Yes, our team monitors all announcements from LHDN and the Malaysian Budget to ensure the rates and reliefs reflected in the calculator are up-to-date for the Year of Assessment 2025.
Your bonus is added to your total annual income. This combined amount is then used to determine your chargeable income and is taxed according to the progressive tax rates. A higher total income could push you into a higher tax bracket.
PCB, or Monthly Tax Deduction, is a mechanism where employers deduct monthly tax payments directly from an employee’s salary. These payments act as an advance on your total yearly tax liability.
Yes, your contributions to both SOCSO (PERKESO) and the Employment Insurance System (EIS) are eligible for tax relief, capped at RM350 for the year of assessment.
DAs a freelancer, you must sum up all your business income for the year, subtract any allowable business expenses, and then deduct personal tax reliefs to arrive at your chargeable income. This is then taxed at the standard rates.
It depends. If both spouses have income, separate assessment is usually more beneficial as each person can claim personal reliefs. Joint assessment might be better if one spouse has very low or no income, allowing the higher-earning spouse to claim spouse relief.
Ready to Plan Your Finances?
Disclaimer: This tool is for estimation purposes only and does not constitute financial advice. All calculations are based on publicly available LHDN tax rates for YA 2025. Always refer to a qualified tax agent for professional advice.